Why Work With Us
We Believe…
That value, reliability and accountability are the upmost importance to give to our clients. The financial services business has become increasingly commoditized with banks, brokerage houses and insurance companies all vying for your investment dollars. For us at Harbor Financial Services, we continue to differentiate and distinguish ourselves from our competition based upon the value that we provide.
When you, the client, hire a financial service firm, you want that firm to work for you and your interests. As a financial service firm, we must always be on the same side of the table as our clients and our decisions and actions should always be client focused and not product or sales driven.
Individual investors should invest the way large institutions and endowments do. The investment policies of large institutions and endowments have strict guidelines when it comes to risk and to the ways in which their funds are invested. The foundation for delivering the consistent, long term returns these institutions need is based upon maintaining a strategically diversified portfolio that is pro actively managed. Individual investors should invest likewise and with the same discipline.
Our financial service firm must give back to the community. Through participation in our Charitable Partners Program, we commit to giving a portion of the fees our clients pay to the charity of their choice.
Our clients always deserve our best business etiquette.
We believe that your choice of financial advisory firm should be based upon value. If you are considering a financial advisory relationship, consider this question: “What unique value will this firm provide for me or my organization?”
As a firm, Harbor Financial Services strives to empower our clients with objective strategies that help them build, enhance and importantly protect their wealth. We work to get our clients to think outside of the box, avoid the common mistakes investors can make and we get you to think and invest like a large institution…that’s our value and why we think you should work with us.
We are often asked by prospective clients, “What makes us different?” The response we give is that we are investors, too. We know and understand the issues that investors face and we know that they have expectations of the firm with which they work. Our experience working for banks, brokerage houses, and insurance companies has given us valuable insight into what drives our competition and it has helped us identify the flaw in their business models that we believe effect you, the investor.
We have built a business that is relationship and service-based with a fee structure that compensates us based upon our performance not upon how much we sell. This, we believe, is a win/win for our clients and our firm, and reinforces our mutual goal of growing your asset base.
Overall, it is our clients that are our best spokes-people when it comes to answering the question of what makes us different. They know the level of service they received before working with us and once working with us they know that it can, should be and is simply better.
